Finance Lease
Finance Lease
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Fair, flexible and trusted finance lease for assets
Fair, flexible and trusted finance lease for assets
A Finance Lease is a form of flexible leasing to fund the use, but not the ownership, of a vehicle and is ideally suited to VAT-registered businesses. The leasing company (lessor) hires the vehicle to the customer (lessee) for an agreed period of time (the primary period of hire) for an agreed monthly sum. Finance Lease agreements can be regulated or unregulated under consumer credit legislation. This all depends on the type of customer and the total amount of the rentals.
A Finance Lease often requires, or provides an option for the customer, to sell the car as an agent of the leasing company (lessor) at the end of the agreement. Under a Contract Hire agreement the customer will always hand back the vehicle to the lessor
A Finance Lease is a form of flexible leasing to fund the use, but not the ownership, of a vehicle and is ideally suited to VAT-registered businesses. The leasing company (lessor) hires the vehicle to the customer (lessee) for an agreed period of time (the primary period of hire) for an agreed monthly sum. Finance Lease agreements can be regulated or unregulated under consumer credit legislation. This all depends on the type of customer and the total amount of the rentals.
A Finance Lease often requires, or provides an option for the customer, to sell the car as an agent of the leasing company (lessor) at the end of the agreement. Under a Contract Hire agreement the customer will always hand back the vehicle to the lessor.
Why choose Finance Lease as your finance type?
Finance lease offers a favourable avenue for financing when acquiring costly items without a substantial upfront payment. It enables spreading the cost over a period, enhancing short-term manageability. Unlike outright purchasing, which often demands a sizable upfront amount, finance lease typically entails a smaller initial deposit. Moreover, while ownership is not immediate with finance lease, it offers usage rights for the lease term, providing flexibility in asset utilisation without the full burden of ownership. Additionally, finance lease provides predictability in monthly payments with fixed interest rates and adaptable repayment terms, ensuring alignment with budgetary constraints and financial goals.
- Utilise equipment without ownership, maintaining financial flexibility.
- Spread costs over time with manageable deposits and monthly payments.
- Fixed rates and tailored terms suit your budget and cash flow.
Why choose Finance Lease as your finance type?
Finance lease offers a favourable avenue for financing when acquiring costly items without a substantial upfront payment. It enables spreading the cost over a period, enhancing short-term manageability. Unlike outright purchasing, which often demands a sizable upfront amount, finance lease typically entails a smaller initial deposit. Moreover, while ownership is not immediate with finance lease, it offers usage rights for the lease term, providing flexibility in asset utilisation without the full burden of ownership. Additionally, finance lease provides predictability in monthly payments with fixed interest rates and adaptable repayment terms, ensuring alignment with budgetary constraints and financial goals.
- Utilise equipment without ownership, maintaining financial flexibility.
- Spread costs over time with manageable deposits and monthly payments.
- Fixed rates and tailored terms suit your budget and cash flow.
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